📜 Terms and Conditions
Effective Date: April 8, 2026
1. Acceptance and use
By accessing or using MoneyTools, you agree to these Terms and Conditions. If you do not agree, do not use the service. You agree to use MoneyTools only for lawful purposes and only with files and information that you are authorized to use.
2. What MoneyTools provides
MoneyTools provides tools to analyze supported statement formats, generate charts and summaries, group similar expenses, and export certain outputs. The service may change over time, may support only selected file formats, and may not work correctly for every statement layout or provider.
3. Local processing
MoneyTools is designed so that statement analysis happens locally in your browser. Even so, you are responsible for reviewing outputs before relying on them. Parsing may fail, produce incorrect categories, or omit transactions where a statement format is unsupported, changed, incomplete, or ambiguous.
- Use of the website
- Inability to use the website
- Errors in generated outputs
- Financial decisions made based on outputs
4. No financial, tax, legal, or accounting advice
MoneyTools is an informational tool only. Nothing on the site or in any generated output constitutes financial, investment, legal, tax, compliance, or accounting advice. You should independently review your records and consult a qualified professional before making financial, tax, legal, or regulatory decisions.
5. Feedback, support, and third-party services
If you contact us by email or use the feedback form, your submission may be processed through third-party services such as your email provider or Google Forms. Those services are governed by their own terms and privacy practices. Do not send passwords, OTPs, or highly sensitive financial documents through support or feedback channels unless strictly necessary.
6. Independence and third-party brands
MoneyTools is an independent product. References to PhonePe, Google, banks, wallets, merchants, or other third-party brands are for descriptive purposes only and do not imply affiliation, endorsement, sponsorship, or partnership unless explicitly stated.
7. No warranty
The service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee uninterrupted availability, accuracy, completeness, merchant classification quality, export compatibility, or fitness for a particular purpose.
8. Limitation of liability
To the maximum extent permitted by law, MoneyTools and its creators will not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of the site, your reliance on outputs, loss of data, parsing errors, service interruptions, or third-party services.
9. Changes to the service or terms
We may update the service, supported formats, these Terms and Conditions, or related policies at any time. Continued use of the service after changes become effective means you accept the updated terms.
10. Contact
If you have questions about these Terms and Conditions, contact us at nixie.dev.team@gmail.com.