By accessing or using MoneyTools, you agree to these Terms and Conditions. If you do not agree, do not use the service. You agree to use MoneyTools only for lawful purposes and only with files and information that you are authorized to use.
MoneyTools provides tools to analyze supported statement formats, including PhonePe CSV/Pdf, GPay PDFs, and supported bank statements. The service can generate charts and summaries, group similar expenses, and download certain outputs. The service may change over time, may support only selected file formats, and may not work correctly for every statement layout, downloaded column set, or provider.
MoneyTools is designed so that statement analysis happens locally in your browser. Even so, you are responsible for reviewing outputs before relying on them. Parsing may fail, produce incorrect categories, or omit transactions where a statement format is unsupported, changed, incomplete, or ambiguous.
MoneyTools is an informational tool only. Nothing on the site or in any generated output constitutes financial, investment, legal, tax, compliance, or accounting advice. You should independently review your records and consult a qualified professional before making financial, tax, legal, or regulatory decisions.
If you contact us by email or use the feedback form, your submission may be processed through third-party services such as your email provider or Google Forms. Those services are governed by their own terms and privacy practices. Do not send passwords, OTPs, or highly sensitive financial documents through support or feedback channels unless strictly necessary.
MoneyTools is an independent product. References to PhonePe, Google, banks, wallets, merchants, or other third-party brands are for descriptive purposes only and do not imply affiliation, endorsement, sponsorship, or partnership unless explicitly stated.
The service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee uninterrupted availability, accuracy, completeness, merchant classification quality, download compatibility, or fitness for a particular purpose.
To the maximum extent permitted by law, MoneyTools and its creators will not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of the site, your reliance on outputs, loss of data, parsing errors, service interruptions, or third-party services.
We may update the service, supported formats, these Terms and Conditions, or related policies at any time. Continued use of the service after changes become effective means you accept the updated terms.
If you have questions about these Terms and Conditions, contact us at nixie.dev.team@gmail.com.
