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📜 Terms and Conditions

Effective Date: 21 May 2025

1. Use of the Website

MoneyTools provides tools to upload and analyze your PhonePe transaction statements, merge similar expenses, generate insightful graphs, and download the formatted CSV. The website is currently free to use. However, we reserve the right to introduce paid features in the future. You agree to use this website only for lawful purposes.

2. No User Accounts

We do not require or provide user accounts. All functionalities are available without any login or sign-up process.

3. No Warranty

This site is provided “as is,” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any processed data or features. Your use of this website is entirely at your own risk.

4. Limitation of Liability

Under no circumstances shall MoneyTools or its creators be liable for any direct, indirect, incidental, or consequential damages resulting from the use of this site or its outputs.

5. Modifications

We may revise these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting.